Terms of Service

NOTICE

PLEASE READ THESE TERMS AND CONDITIONS AND THE PRIVACY POLICY CAREFULLY BEFORE ACCESSING THIS SITE; THE ONLINE SERVICES HEREIN OR ANY PAGES THEREOF.

BY ACCESSING THIS SITE; THE ONLINE SERVICE HEREIN OR ANY PAGE THEREOF, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS.

AS USED HEREIN, THE TERMS “YOU” AND “YOUR” SHALL MEAN ANY VISITOR TO THIS WEBSITE. IF IN DOUBT, PLEASE SEEK PROFESSIONAL ADVICE.

1. Intellectual Property Rights

Copyrights




© Kudy Financials Limited 2000-2026. All Rights Reserved Copyright in the design, text, sound recordings and images contained in the pages in the screens displaying the pages, and the information and material therein and in their arrangement are owned by Kudy Financials Limited (Kudy). Unless otherwise indicated, except as otherwise expressly stated herein, they may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise) licensed, altered, framed, stored for subsequent use, or otherwise used in whole or in part in any manner without Kudy’s prior written consent and only with notices of Kudy’s proprietary rights

Trademarks




“Kudy Financials Limited”, “Kudy”



Concerning any information or materials which you submit to Kudy whilst, in use of this Website, you hereby grant to Kudy a worldwide royalty-free perpetual licence of the copyright and intellectual property rights in such information or materials for any purpose it deems, including without limitation, the copying, transaction, distribution and publication thereof, unless restricted by applicable laws.
You agree that Kudy shall not be under any obligation of confidentiality to you regarding any such information or material submitted to it using this Website unless agreed otherwise in a separate direct contract between you and Kudy or as required by extant Nigerian laws. You acknowledge that the contents of the foregoing provisions shall not limit any specific provisions set out in the individual terms and conditions of particular products and services offered on or through this Website.

2. Use Of Information And Materials

The materials and information contained in this Website are for information purposes only and are not regarded as an offer for solicitation to buy or sell any products, any financial instrument or any services in any country to any person to whom it is unlawful to make such an offer or solicitation. The materials and information contained in these pages, terms, conditions and descriptions that appear, are subject to change without notice. Unauthorised use of Kudy’s website and systems including but not limited to data scraping, unauthorised entry into Kudy’s system, misuse of passwords or misuse of any information posted on the site is strictly prohibited.
For materials and information relating to any external third parties or their products or services, if it is re-transmitted to you by Kudy in its ordinary course of business shall be information reference only. Kudy, its officers, employees and agents do not devise, select, add to, modify or otherwise exercise control over these contents, and do not accept any responsibility whatsoever for it nor should they be regarded as having endorsed such materials or information.
Your use of any information which is proprietary to Kudy or a third-party information provider shall only be used on individual devices without any right to redistribute, upload, export, copy or otherwise transfer the information to any centralised interdepartmental or shared devices, directory, database or other repository nor to otherwise make it available to any other entity/person/third party, without the prior written consent of Kudy.

3. Transfer Of Information

You acknowledge that we may disclose and transfer any information that you provided through this Website to (i) any entity within the Kudy group, its affiliates, agents or information providers; (ii) to any other person or entity with your consent; or (iii) if we have a right or duty to disclose or are permitted or compelled to so disclose such information by law. You consent to the transmission, transfer or proceeding of such information to, or through, any country in the world, as we deem necessary or appropriate, and by using and providing information through this website, you agree to such transfers.

4. Links

This Website may contain links to websites controlled or offered by third parties (non-affiliates of Kudy). Kudy hereby disclaims liability for any information or materials, products or services posted or offered at any of the third-party sites linked to this Website. By creating a link to a third-party website, Kudy does not endorse or recommend any products or services offered or information contained at the website, nor is Kudy liable for any failure of products or services offered or advertised at those websites. Such third-party websites may have a privacy policy different from that of Kudy’s Website and the third-party’s website may provide less security than Kudy’s Website.

5. No Warranty

Whilst every care has been taken in preparing the materials and information contained in this Website, (“Website”) including text, graphics, links or other items are provided “as is”, and “as available”. Kudy does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third party’s rights, title, merchantability, fitness for particular purpose and freedom from computer virus, is given in conjunction with the materials and information.
The materials and information contained in this Website are provided for general information only and should not be used as a basis for making decisions. Any advice or information received via this Website should not be relied upon without consulting primary accurate or more up-to-date sources of information or specific professional advice. You are recommended to obtain such professional advice where appropriate.

6. Limitation Of Liability

In no event will Kudy be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this website or any linked website or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, unavailability of the website or any part thereof or contents or associated services, where such event arose out of circumstances outside Kudy’s reasonable control.
Please note that any software or application downloaded from this website is at your own risk and Kudy neither assumes nor accepts liability for any loss or damages (whether direct or indirect), however caused, as a result of any computer viruses, trojan horses, worms, software bombs or similar items or processes arising from the use of this Website, where such event arose out of circumstances outside Kudy’s reasonable control.
Kudy does not guarantee that any e-mails from the Website will be sent to you or received by Kudy nor does Kudy warrant the privacy and/or security of emails during internet transmission which is outside Kudy’s reasonable control. Kudy accepts no liability for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from the failure of any internet transmission (including email correspondence) from this Website or otherwise.

7. Indemnity

You hereby agree to indemnify and to keep Kudy fully and effectively indemnified against any action, liability, cost, claim, loss, damage, proceeding or expense (including legal fees, cost and expenses on a full indemnity basis) suffered or incurred by Kudy arising from or which is directly or indirectly related to:

8. Termination

In the case of misuse or illegal use of the website, Kudy may terminate these terms and conditions, your access to this Website and your use of online services at any time, without prior notice to you.

9. Modification

Kudy reserves the right in its discretion to change at any time without prior warning or notice, any information or material contained on this Website and is entitled from time to time to amend the terms and conditions under which this Website is used without prior notice to you. If you continue to access this Website or use any of the online services after such modification, you are regarded to have agreed to be bound by such modification, material, and terms and conditions.

10. Enforceability And Governing Law

In the event any of the terms or provisions of these Terms and Conditions shall be held to be unenforceable, the remaining terms and provisions shall be unimpaired and the unenforceable terms or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable terms or provision.
Kudy confirms that the materials and information contained herein are appropriate and are available for use in other locations and jurisdictions.
These Terms and Conditions are governed by and construed in accordance with Nigerian laws and any dispute relating thereto shall be subject to the non-exclusive jurisdiction of the courts in Nigeria.